Hex.COM

The Future of Investing is Here

Certificates of Deposit (CDs) are common investment tools managed by banks. Hundreds of millions of people use them worldwide, creating a market valued in the trillions of dollars. HEX has taken the concept of CDs, added significantly higher average return rates, removed banking fees and turned it into a decentralized cryptocurrency.

You can "Stake" your HEX by locking up any amount for a period between 1 and 5555 days. Your Stake accrues rewards every day, and the amount of yield depends on the length of your Stake: "Longer Pays Better". The APY for HEX Stakes of average length is around 40%, while traditional bank CDs average less than 2%. In addition to the unprecedented yield, there is also the tendency of the HEX price to appreciate.

HEX has no central entity, no bureaucracy and no overhead. There are no bonuses awarded to anyone outside of the users who Stake HEX. As a simple to use, high-yield investment tool, HEX makes you the bank.

HEX is the first high-yield Blockchain Certificate of Deposit.

CDs, known as Certificates of Deposit or Time Deposits, are worth Trillions of dollars. CDs are worth more than gold, credit card companies and cash. CDs pay higher interest than savings accounts, requiring money to be deposited for a fixed time.

Banks profit on poor customer service, early withdrawal fees and auto-renewing you at worse rates. They pay pitifully low interest. New money is printed all the time, making yours less valuable. HEX monetizes the time value of money in a totally new and better way. It takes the concept of CDs to the next level: HEX replaces inefficient currencies, banks and payment networks with verifiably secure peer-to-peer technology.

In HEX, you're the bank. The more you learn about it, the more you'll love it.

The price of HEX appreciated faster than anything else

HEX’s primary design intention is price appreciation that overperforms as much and as fast as possible. The idea was to create a cryptocurrency that appreciates faster than Ethereum (ETH), whose price made a 10,000x in 2.5 years. HEX already has done a 10,000x in under 2 years and that's before Staking. Bitcoin (BTC) went up 10x from $6500 to $65k in the same timeframe while ETH did a 30x from $140 to $4400. HEX outperforms almost every other cryptocurrency, because it is a superior product. HEX outperformed and outpaced the growth of both Bitcoin & Ethereum in their first 2 years. If HEX continues to grow faster, it might beat Bitcoin's record 6,500,000x in 12 years, which would put HEX at $367.

HEX’s price is uncorrelated from the performance of other cryptocurrencies because most of HEX’s liquidity is against USD. Heart's Law states that the prices of most cryptocurrencies are correlated as a result of having most of their liquidity against BTC. This means if Bitcoin has a drawdown, most other cryptocurrencies will drop even more, while HEX does its own thing. HEX holders are safe from potentially negative BTC scenarios, such as another exploit, Mt. Gox selling, FUD, Tether imploding, etc.

So far, HEX’s price went up 1421x against Bitcoin and 361x against Ethereum.

HEX has extremely low inflation

HEX has a lower inflation rate than Bitcoin did - even after Bitcoin cut the rate in half twice in its first 10 years. HEX’s inflation dropped down to under 3.69% within a year, whereas it took Bitcoin over 10 years. HEX Stakers are paid inflation to hold the price up. Bitcoin miners are paid to sell the price down. Miners then hand that money over to mining hardware and electricity companies which are often hard on the environment.

HEX Stakers earn far more yield than the inflation rate. Only a small part of all HEX are actually Staked, around 10% at the time of writing. Because the 3.69% inflation is applied to all HEX in existence the average APY for Stakers is dozens of percent every year.

To HEX Stakers inflation is a benefit, not a cost. HEX’s inflation is also delayed because it is only paid upon Stakes ending - and many Stakes last 15 years. Since inflation is only paid on coins that have been minted and coins only mint when a stake is ended, HEX’s inflation rate stays extremely low.

HEX Stakers earn rewards every day

You can simply buy and hold HEX just like any other ERC20 token. Optionally you can Stake your HEX to receive yield on them. The rewards are paid in HEX. This way the yield on your HEX multiplies with the price appreciation of HEX against USD.

By Staking their HEX, Stakers reduce the supply, which puts upwards pressure on HEX’s price. Stakers receive rewards for not being able to sell their HEX while it's Staked. You can choose a fixed timeframe from a single to 5555 days (about 15 years). Longer Stakes earn more rewards "LongerPaysBetter". You can also have multiple Stakes!

Active Stakes earn additional yield when people end their Stakes earlier or later than they committed to. HEX’s time-locked deposits are more serious than the time component of T-Bills or Bonds, which can be sold, whereas staked HEX cannot ever be sold. HEX may be the first financial product in history with so many billions of dollars being truly time-locked for 15 years at a time. The average Stake length in HEX is over 6 years!

HEX is a Nobel Prize-worthy economics breakthrough.