Upbit’s recent $36 million Solana hot wallet hack underscores the evolving role of hot wallet insurance in crypto exchange security. After detecting unauthorized withdrawals, Upbit’s CEO pledged that all losses would be covered from the company’s own holdings, mirroring its response to a $50 million Ethereum hack in 2019.

Inflation quietly taxes your cash while banks pay near-zero. This guide shows a responsible DeFi approach to help offset that drag: start small on audited protocols, diversify, track weekly, and subtract fees to see real yield. Learn the 6-month “offset plan,” the three pillars (Education • Verification • Automation), and the risks to watch before you deposit.