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1/9/26
BNY Mellon Launches Tokenized Deposit Pilot for 24/7 Institutional Settlement
BNY Mellon has launched a tokenized deposits pilot that mirrors institutional clients’ demand-deposit balances on-chain, positioning the bank in the growing race for on-chain cash and blockchain-based settlement. The service creates digital book entries on BNY’s Digital Assets platform so clients can move funds using blockchain infrastructure while keeping money inside the regulated banking system—aimed at faster, 24/7 settlement and programmable transactions.
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