About Circle

Circle is a global financial technology firm that’s at the center of digital currency innovation and open financial infrastructure. We bridge the traditional financial system and the world’s leading public blockchains to unlock growth for businesses and investors around the world.

Mission

To raise global economic prosperity through the frictionless exchange of financial value

Solutions for Crypto Gaming

Design your in-game economy with the leading dollar digital currency

Reach more players, deepen engagement and position your gaming platform for growth

As crypto gaming evolves and grows more mainstream, you need scalable, stable-value solutions that can help you innovate your user experience to attract and retain players and developers. Circle can securely bridge the gap between traditional banking systems and many of the world’s leading blockchains, so you can embed payments and design a dynamic in-game economy while diversifying your treasury holdings.

How They do it

Your free Circle Account and our leading API suite are the fastest, easiest way to access USD Coin (USDC), the world’s most trusted dollar digital currency. All working together and enabling powerful new ways for you to reach new customers, create delightful user experiences and optimize excess funds. Circle infrastructure allows you to design a scalable gaming economy for both players and developers.

Expand your player community beyond borders

Offer ownership of in-game assets and their surrounding ecosystem and increase stickiness and retention for your player community. Circle Payments API enables players to purchase skins, other gaming tokens and NFTs using card, ACH, wires and crypto payments denominated in USDC, BTC and ETH. And our Accounts API allows you to easily create and manage accounts for participants in your gaming ecosystem, so you can customize your own marketplace experience.

Easily pay out funds to anyone

Send fast, automatic payments to gamers, contributors and guilds and deepen their connections with your gaming platform. Circle Payouts API lets you automate payment workflows and broadens your reach through Circle's supported blockchains and into 80+ countries on traditional payment rails. Circle can help you reach almost any player, anywhere.

Balance growth and security in your treasury

Position your gaming platform for long term growth by building your in-game assets with USDC, the most trusted dollar digital currency. Qualified businesses can also allocate treasury funds into Circle Yield*, a short-term interest rate** product that is overcollateralized with bitcoin, and fully secured.

The new standard for global business

USDC flows seamlessly across many of the world’s leading blockchains and is widely used by wallets, exchanges, protocols and apps throughout this transformative internet layer. Leveraging USDC, you can offer players and developers a stable foundation to transact within your gaming economy.

USD Coin for Businesses

Power your global growth

Built on a strong regulatory framework, USDC is a digital dollar that’s trusted worldwide for payments, capital markets, and global trade.

Capital efficiency at scale

USDC is available 24/7 and moves at internet speed, with global payments and remittances that can settle in seconds and can cost a fraction of a penny. Unlock instant cash flow – all day, every day – to support operations, pay vendors, and make payroll worldwide.

Rethink your crypto treasury strategy

USDC opens up a new world of institutional borrowing and lending opportunities. Allocate idle funds to platforms like Circle Yield*, Compound Treasury and Maple Finance and earn returns by lending USDC without compromising stability. Or if you’re a digital bank, offer next-gen financial services built on USDC to your customers.

Digital dollars for digital commerce

Brands and marketplaces accept payments in USDC to eliminate legacy bank rail fees and pass savings back to customers. Usher in a new frontier for payments and offer the customer experience of tomorrow – today.

Stability to make markets anytime, anywhere

USDC is a fully-reserved stablecoin available on many of the world’s leading digital asset exchanges. Access crypto capital markets with a regulated digital dollar that’s designed to maintain its value and is always redeemable 1:1 for dollars.

Licensed and Regualted Like a Bank?

Circle is the sole issuer of USDC and is licensed as a money transmitter or its equivalent in all U.S. states and territories where such licensing is required.*** A full list of Circle’s licenses can be found here. Circle is regulated under the same supervision and laws that govern large payment companies like Apple, PayPal, Venmo, and Square. U.S. state money transmission regulators supervise and examine Circle on a continual basis.

With Circle’s publicly available S-4, its financial statements are audited annually and subject to review by the SEC.

Different Fom a CBDC (Central Bank Digital Currency)

USDC is issued by Circle, a company in the private sector, while a theoretical CBDC would be issued by a government. While most CBDCs are only in the research phase, USDC exists today and is widely used by millions of people around the world. Circle has developed the technology to enable USDC to run on over eight public blockchains, with open-source and private market innovation driving rapid progress in dollar digital currency models.

CBDCs are being designed to solve many of the challenges already solved by USDC, such as making payments faster, cheaper, and inclusive. But CBDCs come with risks, including potentially harming individual privacy, giving governments the ability to deplatform people from their money, and creating massive “honey pots” of personal information.